Crypto Compound Interest Calculator

Project crypto staking or yield with compounding and recurring contributions. Free, no signup — for Indian and global traders.

  • Free to use
  • No signup required
  • Supports major coins
  • Runs in your browser

Trade Details

Project a constant-rate compounding path. Crypto staking and yield rates can change — treat this as a scenario, not a promise.

INR
%
y

Years (t) in the compound formula.

INR

Added once per compounding period. Use 0 to skip.

Compounding frequency

Compound Growth Summary

Final amount

₹5,16,368.85

+29.09% effective return

Assumes a constant annual return. Crypto staking and yield rates can change and are not guaranteed.

Final Amount₹5,16,368.85
Total Contributed₹4,00,000.00
Total Interest Earned₹1,16,368.85
Effective Return+29.09%

How is compound interest calculated?

The result is calculated using the following formula:

A = P × (1 + r/n)^(n×t) + Contribution × [((1 + r/n)^(n×t) − 1) / (r/n)]

  • P = principal, r = annual rate, n = compounds per year, t = years
  • Contribution is deposited once per compounding period
  • Total Contributed = P + (Contribution × n × t)
  • Total Interest Earned = A − Total Contributed; Effective Return = Interest / Total Contributed × 100
  • This assumes a constant return rate — real crypto staking/yield APRs fluctuate and are not guaranteed.
  • For scheduled coin buys use the DCA Calculator.

Example Calculation

₹1,00,000 at 10% for 2 years, yearly compounding, no extra deposits:

  1. 1. A = 1,00,000 × (1.10)^2 = ₹1,21,000
  2. 2. Total contributed stays ₹1,00,000
  3. 3. Interest earned = ₹21,000
  4. 4. Effective Return = 21%

Add a ₹5,000 contribution each month at 8% and the deposit schedule usually outweighs the compounding frequency debate.

Frequently Asked Questions

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APR is the nominal yearly rate before compounding. APY is what you actually earn after interest-on-interest. This page takes an annual rate r and compounds it n times per year, so a 12% APR compounded monthly finishes above 12%. If a protocol quotes APY already, do not compound it again — paste it as yearly with n = 1.

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